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Contract providers of the sickness fund

The sickness fund has made several agreements with pharmacies and medical centres as well as negotiated discounts on list prices. Contract providers charge only 30 % deductible for services that are included in the invoicing agreement. They do not charge office fees to the fund´s members.

Contract providers

Pharmacies

SAKA has an agreement with the Association of Finnish Pharmacies and the Yliopiston Apteekki chain of pharmacies. Thus members of the fund are charged only 30 % deductible for Kela´s reimbursable medicines in nearly all pharmacies in Finland. A Kela-card with fund´s identifier (48014) is required.

Medical centres

Please note that reimbursement for doctor´s fees is granted only when visiting a fund´s contract partner. As an exception, if the fees are charged by specialists in ophthalmology, urology, or gynaecology, reimbursement is also paid when visiting other than contract partners.From sPoint , you can find detailed information about discounts granted by contract partners to the sicness fund´s members.

Dental clinics

You can choose the service provider yourself.When visiting a contract provider, you will receive the fund’s additional benefit according to the fund’s rules by presenting your Kela card. Office fees are not charged.When visiting other than contract providers, you can have the Kela reimbursement deducted and then claim the SAKA’s additional benefit from the fund.
  • Oral / all Finland
  • PlusTerveys / Helsinki, Espoo, Vantaa Hyvinkää, Järvenpää, Kerava, Mäntsälä, Nurmijärvi, Tuusula until June 30th 2026
  • Terveystalo / all Finland
andFrom sPoint, you can find detailed information about discounts granted by contract partners to SAKA´s members.

Physiotherapy

You can choose the service provider yourself.When visiting a contract provider, you will receive the fund’s additional benefit according to the fund’s rules by presenting your Kela card. Office fees are not charged.When visiting other than contract providers, you can have the Kela reimbursement deducted and then claim the SAKA’s additional benefit from the fund. andFrom sPoint, you can find detailed information about benefits granted by contract partners to SAKA´s members.